We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products.
We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation.
We do not charge you a fee for our services. Whichever lender we introduce you to we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow).
For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time.
We are committed to providing a high standard of service to you and all our customers. Occasionally, we may not live up to our expectations and if this happens, we would like to hear from you. This will allow us to put matters right and make improvements. We value your feedback and thank you for helping us treat all our valued customers fairly.
If you are dissatisfied with the service you receive from us, you can contact us as detailed below.
You may be considering borrowing some or all of the balance due for your new car. As such, you may be surprised to learn that we can take care of this with the minimum of hassle and stress.
By arranging your loan through us, you can take advantage of a low-rate loan with the many benefits of a dedicated car loan. As an accredited car dealer for many of the major vehicle lenders, we command competitive rates on all types of loans.
Hire Purchase: Terms of one to five years
Lease Purchase: Lower payments with a final "residual" or "balloon" payment.
Personal Contract: Lower payments with three options at the end of the term:
- Return the car and have no more to pay
- Enter into another agreement
- Pay the final payment and own the car
Balanced Payments Repayments remain the same throughout the agreement. May be terminated at any time by paying the outstanding amount plus 90 days' interest.
Spidersnet